How Do I Stop a Garnishment?

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Question: I live in Woodstock. I work in Buckhead and my company has offices in Cumming, Duluth and Sandy Springs. My problem is that I'm being garnished. The garnishment is taking a big chunk of my salary. I had a credit card I didn't pay on it for a while. I really can't remember if it was a Visa, Discover, Mastercard or American Express. It was a rough time in my life. I thought that it was written off. I sort of remember being sued. I think I got some legal papers. I didn't have money so I kind of forget about it. My company recently got a letter saying that they had to garnish my wages. How do I stop the garnishment? Why are they taking so much money?

Answer: We get a great deal of garnishment questions. By filing for bankruptcy the garnishment will stop. A creditor may not garnish your wages after you have filed for bankruptcy. If they do, it is a serious violation of the bankruptcy stay. In Georgia, a creditor may garnish up to 25% of your gross salary each pay period. Many creditors bring a lawsuit, obtain a judgment and then garnish a debtor's salary.

If you are being garnished, it is important to contact a bankruptcy attorney as soon as possible so that you can discuss your options.

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Speak to an experienced and knowledgeable Atlanta metro area bankruptcy lawyer at the Sherman Law Group by calling (678) 712-8561. We have offices throughout the region, including in Roswell, Alpharetta and Cumming. We at the Sherman Law Group are experienced bankruptcy attorneys.

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