Question: I live in Woodstock. I work in Buckhead and my company has offices in Cumming, Duluth and Sandy Springs. My problem is that I'm being garnished. The garnishment is taking a big chunk of my salary. I had a credit card I didn't pay on it for a while. I really can't remember if it was a Visa, Discover, Mastercard or American Express. It was a rough time in my life. I thought that it was written off. I sort of remember being sued. I think I got some legal papers. I didn't have money so I kind of forget about it. My company recently got a letter saying that they had to garnish my wages. How do I stop the garnishment? Why are they taking so much money?
Answer: We get a great deal of garnishment questions. By filing for bankruptcy the garnishment will stop. A creditor may not garnish your wages after you have filed for bankruptcy. If they do, it is a serious violation of the bankruptcy stay. In Georgia, a creditor may garnish up to 25% of your gross salary each pay period. Many creditors bring a lawsuit, obtain a judgment and then garnish a debtor's salary.
If you are being garnished, it is important to contact a bankruptcy attorney as soon as possible so that you can discuss your options.
Speak to an experienced and knowledgeable Atlanta metro area bankruptcy lawyer at the Sherman Law Group by calling 678-215-4106. We have offices throughout the region, including in Roswell, Alpharetta and Cumming. We at the Sherman Law Group are experienced bankruptcy attorneys.
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