Question: I have a motorcycle that I want to keep when I file bankruptcy. I love my bike. I used to have several motorcycles; I had a Harley-Davidson, Honda, Kawasaki, BMW, Victory and an Indian. That was when I was making money.
I started a landscaping business and I did it for a lot of celebrities and pro athletes. I was doing lawns for Atlanta Falcons, Hawks and Braves. It was good money.
But then I started gambling and I racked up some major debts. Then to pay off the debts I started dealing drugs. Then I got arrested and had to go to prison for 2 years. Now it's all behind me. But I need to get rid of my debt. I need a fresh start. I need these credit cards and loans gone.
I don't own a car. I have a bike. It's a Harley that my grandfather gave me as a present. My granddad was a collector and he had almost 20 Harleys.
I need to know if I file bankruptcy if I can keep my motorcycle. It's not an expensive Harley and if I sold it I might get a few thousand dollars. I need something to get around and I love riding on it with my daughter. Can I keep my bike?
C.G. in Cumming
Answer: It sounds like you can keep the Harley. If you file bankruptcy, you would be able to reaffirm the motorcycle obligation. That will enable you to maintain the bike.
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